We’re answering a few questions concerning homeowners insurance.

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Today Brant and Ashley are here from Shelter Insurance, and we’re discussing homeowners insurance. They’re giving us advice about filing claims, replacement costs, deductibles, and more. Homeowners insurance provides you with financial protection in the event of a disaster or accident involving your home, so it’s crucial to know some of these details.

Feel free to watch the full message above, or use these timestamps that will direct you to various points in the video.

0:05 — Introduction to today’s topic

0:25 — How do you pay for insurance at closing?

1:55 — How does keeping your claim record clean impact your insurance?

3:25 — What is replacement cost versus cash value? 

4:50 — Does the average person get the full replacement cost?

5:25 — Why do some people opt for a higher deductible? 

7:05 — What is the standard deductible? 

7:30 — Wrapping up today’s topic

Brant and Ashley would be glad to give you a quote if you need a comparable. If you have any other questions about homeowners insurance or real estate in general, feel free to call or email us. We would love to help you.